02 — Loan Programs
Capital, structured to the shape of your deal.
Every program below is a starting point — not a template. We tailor structure, term, and lender to the specifics of your transaction.
Business Startup Financing
Capital to launch a new venture — bridge the gap between your business plan and opening day with structured debt that respects early-stage cash flow.
- Loan Amount
- $250K – $5M
- Term
- 5 – 10 yr terms
- Financing
- SBA 7(a) / conventional
- Speed to Close
- 30 – 45 days
Business Acquisition Loans
Acquire an existing company with financing engineered around the target's cash flow, goodwill, and transition structure.
- Loan Amount
- $500K – $10M
- Term
- Up to 25 yr amort.
- Financing
- SBA 7(a) / 504
- Speed to Close
- 45 – 60 days
New Construction Loans
Ground-up commercial construction financing with staged draws, interest reserves, and take-out options structured to your project timeline.
- Loan Amount
- $1M – $25M
- Term
- 12 – 36 mo. term
- Financing
- Bank / private bridge
- Speed to Close
- 30 – 60 days
Owner-Occupied Real Estate
Purchase or refinance the property your business operates from, preserving operating capital while building long-term equity.
- Loan Amount
- $500K – $10M
- Term
- Up to 25 yr
- Financing
- SBA 504 / conventional
- Speed to Close
- 45 – 75 days
Working Capital & Bridge
Short-term liquidity for inventory, payroll, or opportunity — fast-closing structures backed by assets or cash flow.
- Loan Amount
- $100K – $5M
- Term
- 6 – 24 mo.
- Financing
- Private / mezzanine
- Speed to Close
- 10 – 21 days
Investment Property Financing
DSCR-based financing for income-producing commercial property — designed for investors scaling a portfolio.
- Loan Amount
- $250K – $10M
- Term
- Up to 30 yr
- Financing
- DSCR / bank
- Speed to Close
- 21 – 45 days
Not sure which financing option fits? Let's talk.
Tell me what you're looking to accomplish, and we'll figure out the right financing approach together.